ACGL stock sentiment todayArch Capital Group Ltd.
Sentiment verdict
Gossip first, financials second — HOT at 85% confidence.
Last updated · cached analysis, refreshes periodically
ACGL
Arch Capital Group Ltd.A premier specialty insurer and reinsurer consistently delivering industry-leading ROE and underwriting excellence amidst a hardening insurance market.
Pick a name and you can add your own 1-, 3- and 6-month price calls — no account needed. The needle above shows where the crowd sits. Calls lock 48 hours after you make them, so every scorecard stays honest.
You'll show up on boards and The Floor under this name. Add an email later to keep your history.
No account needed. You can add an email later to keep your calls.
Already have an account? Sign in
See exactly how analyst targets, gossip sentiment and momentum are weighted into this 6-month forecast.
Sign in to go Pro →Full model breakdown (analyst / gossip / momentum weights) is a Pro feature. Modelled for ACGL. Not financial advice.
Price · last 12 months
Gossip
Market sentiment remains strongly positive as Arch continues to benefit from a 'hard' insurance market (higher premiums, stricter terms). Investors view it as a 'best-in-class' operator that pivotally manages capital between insurance, reinsurance, and mortgage segments based on where returns are highest.
- ·Hardening reinsurance rates boosting margins
- ·Consistent track record of book value per share growth
- ·Recent S&P 500 inclusion driving institutional demand
- ·Superior underwriting discipline compared to legacy peers
Financial
Arch Capital maintains an exceptionally strong balance sheet with a low combined ratio (consistently below 90%) indicating high underwriting profitability. Its diversified model allows it to absorb volatility in mortgage insurance while capitalizing on high-rate property-casualty cycles.
- ·P/E Ratio: ~11.5x (Attractive relative to 5-year average)
- ·ROE: Consistently exceeding 15-20%
- ·Price-to-Book: ~2.1x (Premium to peers but justified by returns)
- ·Combined Ratio: 82-85% in recent quarters
Conviction
Whose money is actually in the stock — insider open-market trades and the patience of the institutional holder base.
Mixed conviction — no decisive signal from insiders or the holder base.
- ·Insiders sold a net $1.2M on the open market in the last 120 days.
Pro shows every named insider trade in the window (buyer, title, size, price, and whether it was a pre-scheduled 10b5-1 sale) plus the full holder register split into patient capital and fast money.
Unlock with Pro →Source: SEC EDGAR Form 4 + 13F holder register. Option exercises, grants, gifts and tax withholding are excluded — only open-market purchases and sales count. Not financial advice.
Risks
- ·Exposure to catastrophic events (hurricanes/wildfires) affecting reinsurance
- ·Potential slowdown in the U.S. housing market impacting the mortgage segment
- ·Investment portfolio sensitivity to sudden interest rate shifts
Peer temperature
How direct competitors stack up against ACGL right now.
- NEUTRALREEverest Group, Ltd.
COLDER — higher exposure to volatile catastrophe losses and lower historical ROE compared to Arch.
See full analysis → - HOTWRBW. R. Berkley Corporation
MATCHED — offering similar specialty insurance prowess but with a slightly higher P/E multiple.
See full analysis → - NEUTRALRNRRenaissanceRe Holdings Ltd.
COLDER — more concentrated in property cat reinsurance, lacking Arch's stabilizing mortgage insurance diversification.
See full analysis →
- ACGL-1.0%
- RE—
- WRB-4.1%
- RNR+2.1%
Analyst price target
Consensus average of 15 analysts · median 110.00
Source: StockAnalysis.com · updated 2026-08-13
AI-generated analysis for informational purposes only. Not financial advice.