ASB stock sentiment todayAssociated Banc-Corp
Sentiment verdict
Gossip first, financials second — HOT at 85% confidence.
Last updated · cached analysis, refreshes periodically
ASB
Associated Banc-CorpASB is successfully transitioning from a stagnant regional player to a high-growth commercial lender, currently benefiting from a massive valuation rerating.
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See exactly how analyst targets, gossip sentiment and momentum are weighted into this 6-month forecast.
Sign in to go Pro →Full model breakdown (analyst / gossip / momentum weights) is a Pro feature. Modelled for ASB. Not financial advice.
Price · last 12 months
Gossip
Market sentiment has shifted aggressively positive following management's 'People, Products, and Portfolios' strategic plan, which is successfully diversifying the loan mix away from low-yield residential mortgages toward high-yield commercial lending.
- ·Successful hiring of high-profile commercial banking teams
- ·Anticipated expansion in the Milwaukee and Chicago metro markets
- ·Recent ratings upgrades following resilient net interest margin (NIM) performance
Financial
ASB maintains a robust capital position with a CET1 ratio near 9.5% and is showing superior asset quality with lower NPL (Non-Performing Loan) ratios compared to peers. Its shift toward commercial loans is driving higher yields and fee income growth.
- ·P/E Ratio: ~14.5x (trading near 5-year highs)
- ·Dividend Yield: ~2.8% to 3.0%
- ·Return on Average Tangible Common Equity (ROTCE): ~11-13%
- ·Price to Tangible Book Value: ~1.4x
Conviction
Whose money is actually in the stock — insider open-market trades and the patience of the institutional holder base.
Mixed conviction — no decisive signal from insiders or the holder base.
- ·Insiders sold a net $6.7M on the open market in the last 120 days.
Pro shows every named insider trade in the window (buyer, title, size, price, and whether it was a pre-scheduled 10b5-1 sale) plus the full holder register split into patient capital and fast money.
Unlock with Pro →Source: SEC EDGAR Form 4 + 13F holder register. Option exercises, grants, gifts and tax withholding are excluded — only open-market purchases and sales count. Not financial advice.
Risks
- ·Geographic concentration in the Midwest (WI/IL/MN) makes them sensitive to regional economic downturns
- ·Execution risk in the competitive commercial lending space against larger money-center banks
- ·Potential for NIM compression if the Fed cuts rates faster than their loan repricing schedule
Peer temperature
How direct competitors stack up against ASB right now.
- HOTWTFCWintrust Financial Corp
HOTTER — offers superior organic loan growth and a more dominant market share in the lucrative Chicago commercial sector.
See full analysis → - NEUTRALHBANHuntington Bancshares
COLDER — higher dividend yield but slower earnings growth profile compared to ASB's current transformation trajectory.
See full analysis → - COLDCMAComerica Inc.
COLDER — faces significantly higher deposit beta pressure and more volatile commercial real estate exposure than ASB.
See full analysis →
- ASB-1.5%
- WTFC-4.5%
- HBAN-3.2%
- CMA—
Analyst price target
Consensus average of 10 analysts · median 34.00
Source: StockAnalysis.com · updated 2026-08-26
AI-generated analysis for informational purposes only. Not financial advice.