RDN stock sentiment todayRadian Group Inc.
Sentiment verdict
Gossip first, financials second — HOT at 85% confidence.
Last updated · cached analysis, refreshes periodically
RDN
Radian Group Inc.A high-yielding insurance play benefiting from a resilient housing market and aggressive capital return programs.
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See exactly how analyst targets, gossip sentiment and momentum are weighted into this 6-month forecast.
Sign in to go Pro →Full model breakdown (analyst / gossip / momentum weights) is a Pro feature. Modelled for RDN. Not financial advice.
Price · last 12 months
Gossip
Market chatter focuses on Radian's role as a proxy for the U.S. housing market's resilience despite high interest rates. Investors are increasingly focused on the company's aggressive share buybacks and the 'locked-in' nature of their high-quality credit portfolio.
- ·Persistently low mortgage delinquency rates
- ·High barriers to entry in the private mortgage insurance (PMI) space
- ·Expectations of a 'soft landing' for the U.S. economy
- ·Consistent dividend increases attracting income-focused funds
Financial
RDN exhibits robust fundamentals with a double-digit Return on Equity (ROE) and a conservative PMIERs capital cushion. The company maintains significant liquidity and has successfully transitioned its portfolio to a lower-risk profile compared to the pre-2008 era.
- ·P/E Ratio: ~9.2x (Trading at a discount to historical averages)
- ·Dividend Yield: ~2.8%
- ·Book Value Growth: Consistent year-over-year expansion
- ·Loss Ratio: Historically low due to high-quality credit underwriting
Conviction
Whose money is actually in the stock — insider open-market trades and the patience of the institutional holder base.
Mixed conviction — no decisive signal from insiders or the holder base.
- ·Insiders sold a net $33 on the open market in the last 120 days.
Pro shows every named insider trade in the window (buyer, title, size, price, and whether it was a pre-scheduled 10b5-1 sale) plus the full holder register split into patient capital and fast money.
Unlock with Pro →Source: SEC EDGAR Form 4 + 13F holder register. Option exercises, grants, gifts and tax withholding are excluded — only open-market purchases and sales count. Not financial advice.
Risks
- ·Macroeconomic downturn leading to a spike in unemployment and mortgage defaults
- ·Persistent high interest rates slowing new mortgage originations (NIW)
- ·Regulatory changes affecting capital requirements (PMIERs)
Peer temperature
How direct competitors stack up against RDN right now.
- NEUTRALMTGMGIC Investment Corp.
COLDER — While similar in profile, MTG typically trades at a slight premium to RDN despite having a less diversified revenue stream outside of core PMI.
See full analysis → - HOTACTGEnact Holdings, Inc.
HOTTER — Offers a higher dividend yield (~3.5%+) and maintains a tighter focus on pure-play mortgage insurance with superior expense ratios.
See full analysis → - NEUTRALESNTEssent Group Ltd.
COLDER — Boasts the highest margins in the group but is currently priced for perfection, leaving less room for valuation expansion compared to RDN.
See full analysis →
- RDN+16.1%
- MTG+9.9%
- ACTG+0.5%
- ESNT+15.7%
Analyst price target
Consensus average of 6 analysts · median 45.00
Source: StockAnalysis.com · updated 2026-10-30
AI-generated analysis for informational purposes only. Not financial advice.